Investment Returns Calculator
Compare different investment scenarios and see how fees, inflation, and contribution changes affect your returns.
$
$
8%
1%15%
0.5%
0%2%
3%
1%5%
20 yrs
1 yrs40 yrs
Final Value (Nominal)
$343,778
After Fees
$321,474
Fees cost $22,305
Inflation-Adjusted (Real)
$218,617
Today's purchasing power
Total Contributions
$130,000
Total Growth
$213,778
164.4%
Investment Growth Over Time
Frequently Asked Questions
What is a good return on investment?
The S&P 500 has historically returned about 10% annually (7% after inflation). Returns vary by asset class: bonds typically return 3-5%, real estate 8-12%, and individual stocks can vary wildly.
How do fees affect investment returns?
Fees compound over time just like returns. A 1% annual fee might seem small, but over 30 years it can reduce your portfolio by 25-30%. Low-cost index funds typically charge 0.03-0.20%.
Should I account for inflation?
Yes. Inflation historically runs 2-3% per year. A return of 8% with 3% inflation gives you about 5% in real (inflation-adjusted) purchasing power growth.
Track your real investment returns with Wealthi
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