Retirement Calculator
Estimate how much you need to save for a comfortable retirement based on your current situation.
30
1870
65
5080
$
$
7%
1%15%
3%
1%6%
Projected Savings at Retirement
$2.38M
In 35 years
Total Contributions
$470,000
Investment Growth
$1.91M
Monthly Retirement Income
$7,921
Using the 4% rule
Savings Growth Over Time
Frequently Asked Questions
How much do I need to retire?
A common guideline is to have 25 times your annual expenses saved for retirement (the 4% rule). For example, if you spend $50,000/year, you'd need $1.25 million. This calculator factors in your specific situation.
When should I start saving for retirement?
The earlier, the better. Starting at age 25 vs 35 can mean the difference of hundreds of thousands of dollars due to compound interest. Even small contributions early on grow significantly over decades.
What rate of return should I expect?
Historically, a diversified stock portfolio has returned about 7-10% annually before inflation. A more conservative estimate of 6-7% (after inflation) is commonly used for retirement planning.
Track your retirement progress with Wealthi's net worth tracker
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