Budgeting That Actually Works
Connect your Chase, Bank of America, Capital One, and other US accounts. See where every dollar goes with automatic transaction categorization and smart budget alerts.
Auto-categorizes transactions from Chase, Capital One, Citi, Amazon, Walmart, Target, and thousands of US merchants.
See Wealthi AI in Action
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Budgeting App for USA — FAQ
What is the best budgeting app in the US?
Wealthi AI stands out as a budgeting app because it connects to 5,000+ US banks and automatically categorizes every transaction. Unlike manual budgeting apps where you log receipts, Wealthi AI pulls data directly from Chase, Bank of America, Capital One, and your other accounts. It recognizes US merchants like Amazon, Walmart, and Target, and includes AI insights to help you optimize spending.
Does it work with my US bank?
Almost certainly yes. Wealthi AI supports 5,000+ US financial institutions through Plaid, including Chase, Bank of America, Wells Fargo, Citi, Capital One, PNC, US Bank, Ally, SoFi, and thousands of credit unions. If your bank has online banking, Wealthi AI can likely connect to it.
Can I budget across multiple bank accounts and credit cards?
Yes. Wealthi AI aggregates transactions from all your connected accounts into a single budget view. Whether you use Chase for checking, Citi for your credit card, and Ally for savings — all spending is tracked in one unified dashboard with automatic categorization.
Is Wealthi AI free?
Wealthi AI has a generous free plan that covers bank connections and budget tracking for your US accounts. If you want unlimited connections, AI-powered budget coaching, and advanced spending analytics, the Pro plan is $9.99/mo and the Whale plan is $19.99/mo. No credit card needed to start.
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